At Legacy Auto Credit, we concentrate on rebuilding our customer’s credit through low-interest auto loans.
A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!
Enhance your Credit History
Our objective is always to transform our clients’ financial life by enhancing their credit ratings, enabling loan providers and credit card issuers to take into account them low-risk. We accomplish this goal through getting our consumers to the right vehicle to restore their credit history.
Legacy Car Credit provides:
- Low-kilometre cars, to help you drive a vehicle that is reliable make low re re payments
- Industry-leading car loan prices — we’ll never charge you 20-30% prices like many creditors
- 2-5 12 months term choices
- Reports to Equifax, to ensure your credit rating improves throughout the term
- Detailed intends to assist you to reconstruct your credit
- Partnerships with dealer teams, to offer a big collection of cars to meet up with your preferences
- Professional staff to assist with debt-restructuring through proposals and bankruptcy
- Multi-point car inspections, in lowering the opportunity of unforeseen repair costs
- 30 Exchange day
- Free Distribution
Step One
Apply On Line
Our simple credit application will obtain the process began with certainly one of our Credit and Finance Advisors.
Step Two
Approval
Our consultative method of funding will make suggestions through the credit rebuilding procedure which help you reconstruct an auto loan to your credit.
Step Three
Drive Away
After your approval, you are able to drive away in your vehicle that if you’d like day! By way of our super easy procedure, we shall enable you to get authorized and driving right away, you want through rebuilding your credit so you can get back to living the life.
What Makes Us Various
Our Company Is The Lender
We have been an in-house funding company that lends our very own cash, and therefore causes us to be various.
Meet The Group
At legacy Auto Credit you are able to select whom works in your favor. Our non commission Credit and Finance Advisors can get you approved and show you automobile choices
We Deliver
Whom knew automobiles had been like pizza. Now you can get our low price in home funding anywhere in Ontario and never have to keep your house.
Exchange Privilege
We’re you’ll that is sure satisfied with the new purchase, however in situation you aren’t just take it back* and we’ll allow you to trade it for the right choice. (*Some exceptions use)
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Testimonials
Our company is invested in causing you to a customer that is long-lasting buddy.
My spouce and I had a great experience coping with Vic, and legacy car credit. Assisting us realize exactly just how credit history work and exactly how to improve it, making us feel confident!
Victor ended up being amazing! He had been extremely explain that is thorough I needed seriously to understand and replied any questions that I experienced. He definitely went far above to obtain me personally another automobile. I would personally strongly recommend likely to see him if you should be searching for another automobile.
Vic ended up being great in enabling me personally a motor automobile that I favor and it is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!
Vic had been amazing to manage exceptional interaction through the whole procedure. Wandered me detail by detail placing me personally as a motor vehicle that was suitable for me personally! Many thanks for your entire assistance
Definitely the experience ive that is best had purchasing a vehicle ended up being using this destination! Everyone is quite helpfulf! Vic had been great with communication and maintaining us as much as date regarding the procedure and got us car we desired quickly without issues! Would certainly keep coming back once again
May I get yourself auto loan after a repossession?
Yes, at Legacy Auto Credit we realize that a repossession is often the results of an event that is uncontrollable situation. Quite a few customers have experienced a repossession that is previous is supposed to be coming back their car to your bank whenever filing a bankruptcy or customer proposal.
Will this help me to build my credit?
Yes, if you make your instalments on time. Legacy Auto Credit reports your re re payment history to Equifax monthly. In the long run with on time payments your rating will increase.
What’s In-House Financing/Leasing?
At Legacy Auto Credit we provide In-House Financing/Leasing. This implies you pay us back that we provide the funds and then. We could have a look at your credit situation on a level that is personal determine your capability to create payments even though you have actually bad credit. We make the decision that is final the approval which leads to more approvals and better prices. Our interest levels for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand new cars.
Wemagine if i’ve been turned straight down before?
We come across people which have been previously refused because of several reasons which may have included, bad re re re payment history, perhaps maybe not sufficient time face to face, a lot of debt and income that is non-garnishable. With your In-House system we glance at your earnings, expenses and debts that could be resulting in the change downs and supply you with approaches to get you driving and rebuilding your credit.
If We have filed a bankruptcy or customer proposal, could I nevertheless qualify?
Yes, at Legacy car Credit our In-House system is made for consumer and bankruptcy proposition customers. If you should be going to file or have previously filed and generally are perhaps not released, it is possible to nevertheless be eligible for our low price in-house system. We make use of a few trustees whom see that people certainly offer low prices and want you to definitely achieve rebuilding your credit. If you’re going to file we’ll use one to secure an automobile south carolina installment loan laws before filing to be able to be confident in coming back your present automobile which has a lot of negative equity, has too much of repayment or does not suite your requirements anymore. We additionally report your repayments to Equifax which can only help re-establish your credit rating.
Did not see just what you had been to locate?
We’re Right Right Right Here To Aid
Our work would be to assist people who have bad credit get automotive loans at a cost point sufficient reason for rates they could afford. No matter your circumstances, it is well well worth trying and talking with certainly one of our credit experts. Don’t let woeful credit get in the form of residing an improved life.